Counterfeit goods or unauthorised replicas

Cracked software, or pirated content

Unauthorised resale of licensed or subscription-based products

Unauthorised IPTV streaming, carding tools, or malware

Adult content, pornography, or sexual services

Illegal gambling, betting, or lotteries

Controlled substances, drugs, or drug paraphernalia

Weapons, ammunition, explosives, or military-grade equipment

Multi-level marketing (MLM) schemes, Ponzi schemes, or pyramid sales

Products or services that violate payment network or card scheme rules

Any activity involving sanctioned countries, entities, or individuals on OFAC, EU, or UK sanctions lists

Products, services, or content that promote hate speech, violence, terrorism, discrimination, or extremist activity

Deepfakes, manipulated media, or synthetic content used for deception, fraud, or reputational harm

High-value in-game items or virtual currencies

CBD or hemp-derived products (where legal)

Travel, event ticketing, or reservation services

Charitable donations or crowdfunding campaigns

High-value luxury goods such as jewellery or watches

Pre-order sales where goods/services are not delivered immediately

Any Product or activity that moneymotion identifies, or for which moneymotion receives credible notice from a rights holder, as infringing third-party rights (including copyrights, trademarks, patents, trade secrets, privacy, publicity, or other proprietary rights). moneymotion may suspend, remove, or disable access to any such Product or Merchant Account at its sole discretion.

Submit Transactions you know or suspect to be fraudulent, unauthorised, or otherwise invalid

Use bots, scripts, or automated tools to generate or simulate Transactions

Attempt to bypass, disable, or tamper with moneymotion’s fraud detection, KYC, or compliance systems

Engage in phishing, scams, or other deceptive practices targeting Buyers

Harass, threaten, or abuse moneymotion staff, partners, or other Merchants

Place an excessive or disproportionate load on moneymotion’s or its partners’ infrastructure

Launder or disguise transactions, including passing unrelated payments through your account

Operate multiple accounts or straw merchant structures to evade monitoring, reserves, or risk limits

Maintain excessive chargeback or refund rates above thresholds set by moneymotion, card schemes, or regulators

You must not engage in any activity that is prohibited by Visa, Mastercard, American Express, or other card network rules.

You must not submit Transactions that are incomplete, unfulfilled, or fictitious.

You must not use the Services as a payment facilitator, intermediary, or aggregator without explicit written consent.

You must not split Transactions to avoid authorisation or fraud detection limits.

You must not engage in activity that could cause moneymotion, its acquirers, or card networks to list you as a high-risk or terminated merchant (e.g., MATCH list).

Law enforcement authorities and regulators if moneymotion is required to share information or records

Card scheme monitoring programs for chargebacks, fraud, or compliance

Suspending or terminating your Merchant Account

Withholding or reversing payouts

Cancelling or refusing Transactions

Reporting activities to law enforcement, regulators, payment processors, or card schemes